Covalent - The execution layer for enterprise AI
The AI execution platform

We Execute AI
Others Can’t

Model decisions become governed actions inside your core systems - approved, audited and reversible. Built for Australian health funds, super funds and banks.

ISO 27001  /  Australian deployment  /  Audit by design  /  Human-in-the-loop

Regulated Australian enterprises trust Covalent to execute AI actions inside their core systems

In production

Covalent is live inside major Australian enterprises today

P.01
National health fund

Runs member onboarding and win-back journeys through Covalent, with a live data operations pipeline covering every policyholder.

Member journeys / live pipeline
P.02
Largest industry health fund group

Australia’s largest industry-specific health fund group delivers rewards and engagement to more than 600,000 members on the platform.

Rewards / engagement / 600K+ members
P.03
Large bank

A large bank uses Covalent to power real-time customer engagement to drive activation and MFI.

Real-time engagement / activation / MFI
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600K+
members served on-platform
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~200ms
warehouse to decision
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100%
of actions logged in an immutable audit trail
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0
models writing directly to core systems
Capabilities

Put enterprise AI to work

Covalent connects customer data, AI models and core systems so enterprises can safely scale AI . 

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The execution flow

From AI decision to system write-back in one governed flow

No model ever writes directly to a core system. Every action passes through the control plane.

AI - decides
LLMs & agents
Propensity & churn models
Next-best-action
Copilots & internal AI
decisions in milliseconds →
Covalent - governs
Context - real-time reverse ETL · identity · consent
↓
Govern - policy · approvals · human-in-the-loop
↓
Execute - idempotent write queues · rollback
every input, decision & action logged
Legacy core - executes
Core banking
Member administration
Claims & payments
CRM / call centre
← confirmations & audit events
Engineering controls

AI is real time. Most enterprise systems are not. Covalent makes them work together.

Covalent is the coupling between two systems that move at very different speeds, giving AI the context and pathways it needs to act safely inside core platforms.

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Platform architecture

One data spine

Covalent products work as modules on a shared execution platform. Each product can land independently, but the underlying control layer is the same.

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Advisory board

Backed by leaders who have run these systems

Covalent’s advisory board has led the institutions we now help evolve.

Geoff Lloyd
Geoff Lloyd
Former CEO
MLC
Gai McGrath
Gai McGrath
Former Head of Retail
Westpac
Mark Brownfield
Mark Brownfield
Former CCO
EnergyAustralia
Martine Jager
Martine Jager
Former CMO
Westpac
Paul Harapin
Paul Harapin
Head of Asia Pacific & Japan
Stripe
See the full leadership team →

Make your enterprise core intelligent

Speak with our team about your enterprise AI journey.

Talk to engineering Explore the platform