Covalent Cortex / Customer Engagement Platform

The brain in the middle of every customer interaction

Cortex is not another campaign tool. It is a real-time decisioning and orchestration engine that sits alongside your CRM, billing, portal and data warehouse - ingesting signals from everywhere, making governed decisions in milliseconds, and executing across every channel. Without ever owning your customer master data.

Book a working session → Inside the platform
Why regulated enterprises choose Cortex

Modern AI and real-time orchestration - with the control regulators expect

01

Controlled Intelligence

AI assists with next-best-action, journey optimisation and content personalisation - but it is deliberately constrained. LLMs only interpret context; every customer-facing action executes through deterministic, policy-driven workflows. Zero hallucinations, full explainability.

02

Idempotent execution at scale

Every communication carries a unique execution ID. Even when systems retry or replay events, the customer receives the message once and only once - critical for compliance and customer experience.

03

Inline governance engine

Consent, exclusions - hardship, life support, Do Not Disturb - frequency caps and regulatory rules are enforced at decision time, not after the fact. Every decision is inspectable.

Platform layers

A modular, event-driven platform in six layers

Delivered as SaaS on AWS Sydney with multi-AZ resilience and full Australian data residency. You keep your systems of record - Cortex becomes the intelligent activation layer.

L1

Data ingestion & integration

Real-time APIs, webhooks, event streaming and secure batch/SFTP. Behavioural signals from your warehouse, transactions from billing, history from CRM - unified without migration.

L2

Decisioning & intelligence

Churn prediction, propensity scoring and next-best-action computed against live context in ~200ms. Goal-driven setup: describe the business objective and the platform configures audience, strategy and campaigns.

L3

Journey orchestration & campaigns

Visual journey canvas sequencing decisions, waits, fallbacks and escalations - onboarding, end-of-plan, win-back, retention - with linked communications across the whole journey.

L4

Channel activation

Email, SMS, WhatsApp, push, in-app, portal, print and mailhouse, plus paid audience sync to Meta, Google and The Trade Desk - one decision spine behind every channel.

L5

Consent, compliance & governance

APPs, Spam Act and sector rules enforced inline. Consent, suppression lists, exclusion flags and frequency caps checked on every decision - with a full audit trail.

L6

Analytics, reporting & observability

Lodgement reconciliation, bounce and delivery reporting, campaign attribution and live system health - self-serve views, scheduled exports, no waiting for IT.

Inside the platform

Nine working surfaces. One customer brain

Every screen operates on the same live Customer 360 - so what marketing builds, operations can trace and agents can see.

Compose
cortex / communication studio
Your {product_name} plan is ending soon.
Hi {first_name}, your current plan ends on {plan_end_date}
Recommended for you - {recommended_plan}
Email SMS PDF 112 variables

Communication Studio

Drag-and-drop builder where a single template resolves 100+ variables at send time - wording, imagery, links, icons and attachments driven by product, region, segment and trigger. Email, print-ready PDF and SMS from one composition.

Target
cortex / audience builder
RULEAccount type = Residential
MLChurn probability > 0.7
RULETenure < 6 months
Exclusions applied - life support est. 12,400

Audiences & Segments

Condition-based segment builder over behavioural, attribute and derived signals synced live from your warehouse - AND/OR/NOT logic, dynamic sizing, automated at-risk segmentation.

Orchestrate
cortex / journey designer
Trigger · plan ending Email · day 0 SMS · day 3
on bounce Print via mailhouse
AI Add solar branch after day 3 - +12% conversion Apply

Journey Builder

Visual workflow canvas: decisions, waits, channel fallbacks - email bounce routes to SMS, then to print via mailhouse - and next-best-action fired in real time after key events.

Predict
cortex / decision drivers
Bill shockHIGH
Churn riskMED
Hardship riskLOW
Solar propensityHIGH
Eligibility passed · suppression passed churn 0.82

Churn & Decisioning

Platform-driven churn prediction from behavioural and engagement data, with explainable risk drivers per customer and eligibility and suppression checks before any intervention fires.

Reward
cortex / rewards engine
Movie ticket offerELIGIBLE
Card-linked fuel discountCAP OK
Next reward → Gym creditDECIDED
Same consent + frequency rules 600K+ live

Rewards & Incentives

Card-linked rewards, member benefits and behaviour-linked offers targeted by the same decision engine and fulfilled end to end - serving 600,000+ members in production today. More below ↓

Manage
cortex / template library
Onboarding · 8 templatesv2.3 APPROVED
Bill shock · 5 templatesIN REVIEW
Retention · 12 templatesv4.1 APPROVED
Logos · signatures · disclaimers · content blocks usage tracked

Asset Library

A single source of truth for logos, forms, signatures, disclaimers and content blocks - version-controlled, approval-workflowed, with usage tracking across every channel.

Operate
cortex / operations console
uptime 99.97% sent today 52.4K alerts 2
Mailhouse SFTP retry 3/3 RESOLVED BY POLICY

Operations Console

Mission control for delivery. Data failures, transfer timeouts and corrupted files are remediated by policy - retry, fallback channel, regenerate - and escalate into billing or service workflows only when needed.

Trace
cortex / customer timeline
SMS sent · bill explanation
now · delivered · rendered v1.3
Email · plan renewal notice
2 hrs · opened · proof stored
Print · welcome pack
7 days · lodged · pushed to billing

Communications Archive

Every outbound communication - email, SMS, push, in-app, print - archived on the customer timeline with the exact rendered version, delivery proof and one-click push to billing so agents see it instantly.

Measure
cortex / conversion funnel
Audience124,000
Delivered98.2%
Opened33.6%
Clicked8.0%
Converted2.76%

Analytics Hub

Lodgement reconciliation of records sent vs delivered, hard/soft bounce classification, open and click performance - customisable views, PDF/CSV/XLSX export and scheduled delivery.

Rewards & incentives

The reward is just another decision

Most loyalty programs run on a separate stack with separate rules, blind to what the rest of your engagement is doing. In Cortex, the same decision engine that picks the next message picks the next reward - governed by the same consent, eligibility and frequency rules, logged in the same audit trail.

In production
600K+
members receiving rewards and engagement through the platform - Australia’s largest industry-specific health fund group.
/01
Card-linked rewards - offers linked to the customer’s own card, earned on real transactions. No points liability, no coupon codes, no claims process.
/02
Behaviour-linked offers - incentives targeted by churn risk, propensity and lifecycle stage, not blanket campaigns. The engine decides who gets what, when - and who doesn’t need an incentive at all.
/03
End-to-end fulfilment - eligibility, activation, redemption and settlement handled on the execution spine: idempotent, once-and-only-once, written back to your systems of record.
/04
Measured on transactions - attribution against actual spend and behaviour change, not campaign clicks. Every offer and redemption in the audit trail.
How it works

Signals in. Governed decisions. Every channel out

Signals - in
Data warehouse
Billing & CRM
Web & app behaviour
Portal & service events
APIs · streaming · batch →
Cortex - decides & governs
Decide - churn · propensity · next-best-action
Govern - consent · exclusions · frequency caps
Execute - idempotent · once-and-only-once · audited
every decision, offer & send logged
Channels - out
Email · SMS · WhatsApp
Push · in-app · portal
Print & mailhouse
Meta · Google · The Trade Desk
← outcomes & write-back
~200ms
warehouse signal to decision
500K/hr
emails - plus 300K SMS and 50K letters per hour
99.9%
availability SLA, 24×7, AWS Sydney multi-AZ
100%
of decisions, offers and sends audited
In production - industry health fund group

Rewards and engagement delivered to more than 600,000 members through the platform - Australia’s largest industry-specific health fund group.

In production - large bank

Real-time customer engagement powering activation and main-financial-institution status - card-linked rewards and behaviour-linked offers at scale.

Also serving super funds, insurers and airlines - customer bases in the millions, under APPs, Spam Act and financial services obligations.

See Cortex against your customer journeys

A working session in the live platform, not a slide deck. Bring a journey that matters - retention, activation, rewards - and your data stack.

Book a working session